M-Pesa STK Push and C2B
STK Push and C2B run through SalesLife middleware, with pending payments tracked in a queue.
Payments
M-Pesa POS system for retail stores
Take M-Pesa STK Push, Airtel Money, cards and cash in one split-tender sale, then reconcile every payment against your books.
From the counter to the bank
How an M-Pesa payment is taken, confirmed and reconciled.
StartCustomer chooses M-Pesa
- Till
Select M-Pesa
The cashier picks M-Pesa as a tender, alone or as part of a split.
- SalesLife middleware
Send the STK push
A payment request goes to the customer's phone through SalesLife middleware.
- Customer
Approve on the phone
The customer approves the prompt. The sale waits in the pending payments queue.
- Till
Confirm and complete
The payment confirms and the sale completes, then is signed for eTIMS.
- Finance
Match the payment
Paybill payments are matched and the Safaricom settlement CSV is imported.
- Finance
Reconcile to the bank
Bank and PesaLink settlements are reconciled, with exceptions on a dashboard.
ResultEvery shilling matched to a sale
Every tender on one screen
Cashiers can combine payment methods in a single transaction without leaving the sale.
Airtel Money
Airtel Money STK is supported at the till.
Card terminals
Pesapal, EazzyPay and a generic gateway are supported for card payments.
Cash, vouchers and gift cards
Cash, bank transfer, vouchers, instalments, gift cards and loyalty points are all accepted tenders.
Split tender
Split one sale across cash, card, M-Pesa, Airtel, a credit account, a gift card or loyalty points.
Customer App pay-now
Customers can pay awaiting-payment orders with M-Pesa in the SalesLife Customer App.
Reconcile M-Pesa without spreadsheets
Finance teams get the matching tools that normally take a month-end of manual work.
- M-Pesa C2B reconciliation with paybill matching
- Import of the Safaricom settlement file (CSV)
- Bank and PesaLink settlement reconciliation
- Payment gateway exception dashboards
- Tender mix and payment reports from the 112 standard reports
What happens offline
Network-dependent payments need a connection. M-Pesa STK, card terminals, HQ sync and cloud fiscal signing pause until connectivity returns, while cash sales, cash tender and credit-account sales keep going.
FAQ
Common questions
Does SalesLife support M-Pesa STK Push?
Yes. M-Pesa STK Push and C2B are supported through SalesLife middleware, with pending payments tracked at the till.
Can a customer pay part in cash and part with M-Pesa?
Yes. Split tender lets one sale combine cash, card, M-Pesa STK, Airtel Money, a credit account, a gift card or loyalty points.
How is M-Pesa reconciled?
SalesLife supports C2B paybill matching and import of the Safaricom settlement CSV, plus bank and PesaLink settlement reconciliation.
Which other payment methods work?
Airtel Money STK, card terminals (Pesapal, EazzyPay and a generic gateway), cash, bank transfer, vouchers, instalments, gift cards and loyalty.
What happens to M-Pesa payments when the internet is down?
M-Pesa STK and card payments pause until connectivity returns. Cash and credit-account sales continue.
Keep exploring
See SalesLife on your products, your branches and your ERP.
Book a live demo with a SalesLife retail specialist, or email hello@saleslife.com.